Disclaimers

The information on InsuranceDownPayment.com is provided for general business and educational purposes. Please review these disclosures before relying on Site content or submitting a financing inquiry.

No insurance services or advice

CIDPF is not an insurance company and does not provide insurance advice. Financing is offered through participating funding providers. CIDPF does not sell, issue, bind, place, recommend, or underwrite insurance policies. Questions about insurance coverage, policy terms, limits, exclusions, premiums, or suitability should be directed to a licensed insurance professional.

No direct lending

CIDPF is not a direct lender and does not itself make credit decisions or fund transactions. CIDPF acts as a strategic consultant and may help connect eligible businesses with participating funding providers. Funding providers independently determine eligibility, approvals, rates, fees, terms, collateral requirements, documentation, and funding timing.

No guarantee of funding or timing

Any funding ranges, review windows, repayment periods, examples, or other descriptions on the Site are general information only. They do not guarantee eligibility, approval, funding amount, rate, fee, repayment term, closing date, wire date, or availability. Actual results vary by applicant, industry, insurance obligation, documentation, funding provider, market conditions, and other factors.

No professional advice

Site content is not legal, tax, accounting, investment, insurance, or other professional advice and should not be treated as a substitute for advice from qualified professionals familiar with your circumstances.

Educational content

Knowledge Center articles discuss general underwriting, banking, cash-flow, credit, and financing concepts. Underwriting practices differ among funding providers and may change. Examples are illustrative and do not represent a promise that a particular action will improve approval odds or terms.

Third-party information and links

References or links to third parties do not constitute an endorsement or guarantee. CIDPF is not responsible for the content, services, representations, security, privacy practices, or availability of third-party websites, funding providers, scheduling platforms, or other external services.

Use of Site information

You are responsible for evaluating whether any information or financing option is appropriate for your business and for independently reviewing all agreements before signing. You should ask questions and consult appropriate advisers when needed.

Limitation

To the maximum extent permitted by applicable law, CIDPF and Sunset Factoring Partners LLC disclaim responsibility for losses resulting from reliance on general Site information, decisions made by independent funding providers, insurance-related decisions, third-party services, or circumstances outside CIDPF’s reasonable control. This disclosure does not waive responsibilities that cannot legally be waived.

Contact

For questions regarding these disclosures, contact finance@insurancedownpayment.com or 754-324-3273.